​​​Kristy's testimonial from her new condo

​​​​Kristy B. / Teacher

​​Chuck asked me one day about how do I buy apartment buildings. My answer was ​I get new loans from banks. Then he asked me, have you ever tried getting the owner to carry the financing? I told him it was just easier to go to the banks.

Then I disclosed to him that I had a property that I lent on, and it was ​in foreclosure. This property was a commercial property on which there was a first bank loan of ​$1,200,000, and there was ​a private lender in the second position owed $11​5,000 and ​me last in the third position owed $150,000.

I had already blown $10,000 on ​two different attorneys who had ​done nothing but give me bad advice.

​Chuck then told me that I should call the other private lender and tell them ​​we're trying to get this mess cleaned up. And that I could offer a lower amount than what was currently due. I ​hadn't realized that ​was possible. So with some coaching from Chuck, I called the private lender and offered them $40,000, and they said yes. That one idea that Chuck gave me saved me $73,000.

Then Chuck suggested to call the bank and see if they would release their ​lien for $1,200,000. ​Which they did since they had a blanket loan on several of the properties which the company in foreclosure had borrowed on. So, in the end, I wound up ​owning a commercial building worth about $1,300,000 for a total cost to me of $190,000.​

Now I understand why getting owner financing may be a good idea. ​You can renegotiate with a private party.

Thank You, Chuck, that never would have happened without your expert knowledge.

​Julie A. / Attorney & Apartment Investor

As a real estate investor, he’s absolutely top notch. He’s bought many properties on both the east and west coasts and very profitably. He not only knows the business from the buy &​ sell arena, but he also is an excellent manager in the buy &​ hold field.
One needs to choose carefully when picking a joint venture partner. I’ve personally partnered with Chuck before and I cannot recommend him highly enough. Plus I’ve made a ton of money partnering with him. Not only is he very knowledgeable and experienced, but he’s a darn hard worker as well.

​Steve Love / Prosperity Through Real Estate

​I attended Chuck's Real Estate investor talk at the ​Prosperity Through Real Estate Club. It was great! My Mom, before her death, became a multi-million dollar RE investor, just as a result of doing it as a hobby. I'd helped her do many things in her investing adventures, but didn't feel I had enough knowledge to follow in her footsteps. It was part just not understanding that it was less complicated than it seemed, if you knew how to do it, but also my fear of contracts and of all the pitfalls I could get into.

I saw my Mom get into lawsuits and all kinds of other problems from not being educated in the area and it caused her a great deal of misery. So, after two years plus of attending RE seminars and clubs and feeling frustrated that I still didn't know where to start, something in Chuck's seminar just went PING! He showed a chart of all these various ways to approach RE investing, and isolated the one he'd started with and why. And it just set my mind in place. I knew where to start for the first time. I was able to decide and start taking action for the first time because his criteria just fit what I wanted and it was so simple. He also assuaged my fears about contracts and falling on my face when getting started.
Now I'm excited to get started. I know what I need to do and I don't feel I'm holding myself back anymore.

Thanks SO MUCH, Chuck!! With Great Appreciation

​​Patti N.

​​I have known Chuck Congdon for over 20 years. His wealth of real estate knowledge is extremely extensive. More importantly, his experience as a real estate investor makes him a fantastic resource of knowledge and advice. He has always been a great sounding board whenever I have a question about real estate investing. I highly recommend him as a coach and teacher to anyone interested in becoming successful as a real estate investor.

​​​Ronnie Baras . RE Investor & Hypnotist